Accident Benefits in Ontario
Accident Benefits Series: Injuries
Every Ontario auto insurance policy includes coverage for medical rehabilitation and attendant care regardless of whether you are determined to be at fault or not at fault. But what if your injury requires extensive physiotherapy or you need to hire someone for in-home care? What if the injury causes you to change jobs and you require additional training? Do you have coverage through your employer?
These are just some of the questions you need to ask yourself when determining if your current insurance limits are enough.
Accident Benefits Series: Dependent Care, Caregiver and Housekeeping
Are you the primary caregiver for a parent or relative? If you were injured in a car accident, who would care for them? Do you have someone who would be able to complete home maintenance such as mowing the lawn or cleaning the house?
Accident Benefits Series: Income Replacement
What would you do if you were injured in a car accident and unable to work? Do you have short term disability coverage? Would you be able to get by with limited income for an extended period of time?
Accident Benefits Series: Death and Funeral
Many people aren’t aware that their auto insurance policy includes death and funeral benefits if death is a result of a motor vehicle accident. Dependent upon you and your family’s needs, you may choose to increase your accident benefit coverage for death and funeral benefits.
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Roughley commercial clients may qualify for special discounts on your home & auto.