Close up of a classic car interior

Antique and Classic Car Insurance in Ontario

We’re car people and we love the classics. Our Classic Car insurance in Ontario is designed for vehicles that are not used daily, but for pleasure, like weekend trips, scenic drives and shows. 

Classic car insurance is available for:

  • Antiques & Classic Cars – 25 years or older
  • Newer Collector Cars
  • Tuners/Custom Imports
  • Exotics
  • Hot Rods & Street Rods – 15 years or older
  • Pro-Street – 25 years or older
  • Collectible Race Cars and Nostalgia Dragsters
  • Trucks, SUV’s and Jeeps – 15 years or older

Benefits of Antique & Vintage Car insurance

Flexible Usage
You don’t have your Classic car just to admire it… it was made to be driven! Whether you’re going for a Sunday drive, or taking your beauty out to a car show, we have you covered. If you have specific questions about classic car insurance, please don’t hesitate to contact us.

Flatbed Roadside Assistance
Our optional best-in-class program provides guaranteed flatbed roadside assistance and other benefits. We are confident that you won’t find a better option for ensuring your classic car is protected in the event of a breakdown. Contact us today to find out more about the details of roadside assistance for your classic car, and how it stacks up against the industry standard.

Low Minimum Premiums
At Roughley, we will always get you the right coverage  for the right price. We work with specialty insurance companies who only insure antique  and classic cars, which allows us to offer you best-in-class coverage at a significantly lower price than traditional insurers.

Protecting Your Classic Vehicles

We offer comprehensive coverage unique to collectible cars to meet the unique requirements of car enthusiasts, so you can focus on what matters most.

Coverage Highlights

  1. Agreed-Upon Value – We help you determine the agreed-upon value of your vehicle to ensure you receive the full value in case of a covered loss. 
  2. Cherished Salvage – With cherished salvage, you keep your vehicle in the event of a covered total loss, no salvage value is deducted from your final payment if you choose to keep the vehicle. You still receive the full guaranteed value.
  3. Spare Parts – Protect your valuable spare parts under the same policy
  4. Market Value Protection – Pays up to 125% of the Guaranteed Value of a total loss if the vehicles market value has increased from the time it was insured
  5. Tailored Discounts – We work with you to determine the agreed mileage, and various additional discounts to keep costs in check.
classic car insurance ontario
vintage car insurance ontario

More than just Classic Cars

We can also insure vintage Tractors, Military Vehicles, Retired Commercial Vehicles and Boats that are at least 25 years or older.