Insuring a Young Driver in Ontario
Insuring a Young Driver in Ontario. Understanding insurance for a new driver can be overwhelming. We’ve set out to cover the basics for you so that you have this handy resource at your fingertips.
Can you put your car insurance on hold in Ontario?
Can you put your car insurance on hold in Ontario? Whether you are a snowbird planning an extended trip and leaving your car behind, or you store your summer (fun) vehicle for the winter, we want you to know about OPCF 16.
Distracted driving convictions and consequences for your insurance
If you are convicted of distracted driving in Ontario, the consequences to your driving record and your insurance rates could be very significant.
Backpacks for Success in the Durham Region
For many, this time of year is exciting and full of new opportunities but for others, it can be daunting. The cost of back-to-school supplies is overwhelming for many in our community and is not financially feasible for every family.
Are you renting? You need insurance.
Are you renting? You need insurance. There is so much to think about and plan for such as where to live and what to bring. One thing that many new renters don’t think about is insurance… but that’s where we can help.
What auto insurance coverage do I need?
Your vehicle gets you everywhere you need to be. It’s your reliable and trustworthy partner, and if you are like many Ontarians you are likely driving every day. Protecting yourself, your passengers, and your vehicle is an important investment.
I am driving a ‘beater’… how can I reduce my auto insurance coverage?
As your vehicle ages, or you finish making payments, you might be wondering if it is possible to reduce your auto insurance costs by reducing or eliminating unnecessary coverages.
The answer is: it depends.
Impaired operation of a motorized vehicle and your insurance
Surrounded by toys that go along with your vacation like boats, sea-doos, ATVs, snowmobiles, and other motorized vehicles, it’s a good reminder that the criminal consequence of driving under the influence is the same on any motorized vehicle as if you were driving a car.
My business is small, so I don’t need liability insurance… right?
Accidents and unexpected incidents happen and we know that one accident can risk putting you out of business. That’s where liability insurance comes into play.
Do I need insurance for my recreational vehicle?
If your summer plans include purchasing or using a recreational vehicle, the team at Roughley Insurance Brokers wants you and your vehicle to be protected in the event of a claim.
Does your home insurance cover your home renovations?
After investing time and money into making improvements, it is important to ensure that your insurance policy still offers you the right level of coverage on your home.
Car thefts are on the rise in Ontario.
With vehicle thefts on the rise here in Durham Region, and up 45% in Toronto, the best method of defence is awareness, and there are several things that you can do to deter thieves from targeting your vehicle.
What exactly is an insurance broker?
Roughley insurance brokers will discuss your needs, assess your risk level, and advise which coverage options will best protect you. As brokers, we work with multiple insurance providers to get you the right coverage at the right price.
Escaping the Canadian cold this winter? Prepare your home first.
Are you are already itching to escape our Canadian cold to a warmer climate? The frigid temperatures that we can experience in Ontario can wreak havoc on your home, especially if your home is unoccupied. We want you to have the best memories that are not clouded by an unfortunate event at home while you are away this winter.
Is collision coverage worth the extra cost?
Collision is an optional insurance policy add-on but we always recommend adding it to your policy. If you do not have collision coverage could you afford to replace your vehicle today?