Your home-based business needs insurance.
Your home-based business needs insurance. Let us help you be properly protected against potential lawsuits and claims.
Home insurance mitigates risk on your greatest asset.
Imagine your investment of $425,000, along with your dreams, being burned away in a matter of minutes.
Are you renting your cottage? There is insurance for that!
Renting out your seasonal dwelling can bring in big bucks, but not without its own set of risks.
Do you need special coverage for your remote employees?
If your employees work from home, or sometimes work from home, do not make the mistake of thinking that their home insurance will cover your business insurance needs.
Help! My car has been hit and the driver has fled the scene. What do I do?
Help! My car has been hit and the driver has fled the scene. What do I do?
What Is personal umbrella insurance?
Liability lawsuits are unpredictable these days. While home and auto insurance carry liability protection, they most likely aren’t designed to handle a big claim, such as permanent disability.
If you lose a lawsuit that results in a payment amount that’s larger than your insurance policy covers, the remainder will have to be paid out of pocket.
Umbrella insurance is a kind of personal liability insurance that takes over when the liability limit on your standard home, auto or other personal insurance policies is maxed out. You can acquire a policy for as low as $125 for the year.
Ownerships are required for every vehicle that you are insuring within Ontario.
You cannot insure what you do not own or have an insurable interest in whether it be a vehicle, a home, a boat, a recreational vehicle or an aircraft.
Climate change is affecting your home insurance premium. Here’s how.
Insurance is in the business of managing risk. Greater risk = more claims = higher premiums. Our climate has already shifted, and experts predict significant further changes. Our future will be warmer, with more extreme weather events.
Winter driving – it’s coming whether we like it or not.
Most of us have taken a bit of a break from winter driving (thanks, COVID!), and it is easy to forget how treacherous it can be out there on the roads in bad weather.
Now that we are FINALLY able to travel during the winter to visit friends and family, it’s a great time to brush up on some winter driving best practices.
Accident Benefits, Death and Funeral Benefits
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Many people aren’t aware that their auto insurance policy includes death and funeral benefits if death is a result of a motor vehicle accident.
Accident Benefits, Income Replacement
What would you do if you were injured in a car accident and unable to work? Do you have short term disability coverage? Would you be able to get by with limited income for an extended period of time?
Accident Benefits, Dependent Care, Caregiver & Housekeeping
Are you the primary caregiver for an elderly parent or relative? If you were injured in a car accident, who would care for them? Do you have someone who would be able to complete home maintenance such as mowing the lawn or cleaning the house?
Accident Benefits Series, Injuries
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Accident Benefit Coverage
Recently, accident benefit limits in Ontario were reduced. This means less coverage for you if you are injured as a result of an automobile accident. This applies to you whether you are a driver, a passenger, a pedestrian or a cyclist and whether you were at fault or not.
Does your business have the right insurance coverage?
When's the last time you looked over your insurance coverage? If you're like most busy business owners, it's probably been a while. It's important to make sure you have the right coverages for your various business exposures. Even if you think you know what's in your...