Business Insurance

Businesses come in all shapes and sizes, and so does business insurance. No matter what industry you are in, and no matter the size of your employee pool (even if the only employee is YOU), our Business Insurance Advisors can put together coverage that protects your business operations, your property and assets, and your peace of mind.

Experience you can count on… that’s the Roughley Advantage.

Need a Quote?

We’ll find you the right coverage at the right price. In order to get the most accurate quote, one of our team members will be in touch with you directly. 

Thank you for your quote request!

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business fleet

Commercial Auto and Fleet Insurance

Be sure that the safety and security of your employees is protected. Our qualified brokers are able to provide the coverage you need for individual autos, fleet and commercial vehicles. Come to where our years of experience and our broad range of product team up to give you that protection required.



Be sure your clients feel secure in their dealings with you! If you are required to work within restricted and security-sensitive areas, you can offer the expected assurances. Let our experts guide you through the necessities, legal requirements and benefits of bonding.

general business liability

General Business Liability

Commercial General Liability Insurance (CGL), or General Business Insurance, is coverage that will protect your business in the event that you are sued, and it is most often used to offset the cost of claims against your business.

By choosing to insure your business, you remove your risk and vulnerability to lawsuits or claims that could be devastating to your business.

Commercial Umbrella or Excess Liability
In addition to your Commercial General Liability, you can increase your limits by purchasing umbrella coverage. For additional coverage, in the event of a claim, excess liability coverage will provide you with additional coverage in excess of your primary commercial policy.

business property

Commercial Property Insurance

Commercial property insurance covers a wide variety of properties, including equipment, inventory, supplies, office furniture, fixtures, computers and electronics. There is also coverage for personal and customer property kept at the business site.

In addition, commercial property insurance can cover things such as lighting systems, carpets, windows, outdoor signs or even fencing and landscaping. Coverage can even protect your tools and equipment while it is in a company vehicle.

Ensure that your business is covered from every angle with our commercial insurance packages. We have plans to help any type of business; large or small.

contractor's package

Contractor’s Package

Our Contractor’s Package protects against such problems as property damage, equipment breakdown or a customer injured at the job site. Additionally, this package program can help you pay your expenses when you can’t work, or your business is shut down due to events beyond your control.

Our general contractor insurance packages include:
Property insurance – protection for your building, tools and equipment.

  • Equipment insurance – coverage for the repair or replacement of tools and machinery
  • Equipment breakdown insurance – protecting you in your equipment is damaged by a power surge, mechanical breakdown, burnout or operator error.
  • Bodily injury and property damage liability – insurance for situations when your employees, your products or your services have caused harm or damage to other people or their property.
  • Business income coverage – coverage for financial losses incurred when you must stop work due to a covered loss

Are you a member?
Getting the coverage you need has never been easier, and members of the Durham Region Home Builder’s Association are eligible for additional group discounts. Contact us to learn more.

golf course insurance

Insure your Golf Course

The Signature Golf program provides experienced risk management and loss control services as well as exceptional 24/7/365 customer response.

Here are some of the unique features and benefits:

  • Specialized Tee to Green Coverage for all golf-related property
  • Stated Amount Coverage – No co-insurance penalties in the event of a loss
  • Premium credit towards renewal for low claims
  • Deluxe Business Interruption Coverage
  • Independent Claims Management from the Global Leader

The Signature Golf insurance program has been created specifically for golf course owners and operators. It was designed by the best and quite simply provides the highest quality insurance solution available.

farm insurance

Farm Insurance

There are few industries so intimately tied to nature as farming, and it is an industry that is vitally important to every person on this planet. But recent events like fires, windstorms and ice storms have shown how vulnerable the farm businesses are, and how important it is to plan for the unexpected. While major natural disasters may trigger government programs, recovering from events that only affect your businesses is likely to depend upon you and your insurance company.

As with any risk management strategy, farm insurance policy coverage is only useful if you review and plan for your coverage before you need it. Reading your policy after an unfortunate event has occurred will confirm the coverage you have – but it will be too late to make important changes.

A farm insurance policy can provide coverage for:

  • Dwellings and personal property
  • Farm buildings
  • Produce
  • Livestock
  • Machinery and equipment
  • Liability

Other Coverages

auto insurnace

Auto Insurance

Whether you are insuring the family car, the ‘team’ minivan, your ‘hauling on the weekends’ truck, Trailer or R/V, or your ‘gift-to-myself’ antique car or motorcycle, we can offer insurance coverage that fits.

home insurance

Home Insurance

The roof over your head may be a single-family property, a multi-unit dwelling, a condominium, or a rental. Any way you look at it, it is the place you call HOME. Our experienced insurance advisors will work with you to protect what matters most, from the home itself to the contents that make up your memories.

travel insurance

Travel Insurance

Working with Option One Travel, Roughley Insurance Brokers Ltd. is proud to offer our clients access to some of the best travel insurance products offered in Canada.

Our Customers

You have always shopped around for us to get the best quote for both our car and tenant insurance. Very happy customer! – Steve

I feel like I’m always getting the best that the market has to offer. – Linda

Informative and courteous people and service. Steve

Get In Touch

Roughley’s team of insurance professionals is standing by to answer your call. If you have questions about your insurance, we invite you to call us and speak to one of our team members.