Roughley Insurance Brokers

We’ve got you covered.

When the unexpected happens, you can count on Roughley Insurance Brokers.

Insurance Products

Home

Home Owners For many of us, buying a home is the biggest investment we will ever make. It is important to protect that investment.

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Auto

Personal Vehicle Insurance At Roughley, our experienced brokers can help you choose the best and most affordable coverage for any type of vehicle, for family or fun.

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Business

General Business Liability Commercial General Liability Insurance (CGL), or General Business Insurance, is coverage that will protect your business in the event that you are sued, and it is most often used to offset the cost of claims against your…

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Critical Illness

Critical Illness Coverage A critical illness can happen at any time and have an impact on your financial well-being. You may lose time at work to care for yourself, your spouse or your child. There are often expenses the government…

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Recreational Vehicles + Watercraft

Canada is a four-season country, and Canadians like to make the most of the great outdoors every season. We know that you want to get the most out of the summer and winter months and there is a wide range…

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Group

If you work for a company who is a member of a local board of trade or chamber of commerce you may have access to a 10-15% discount on home & auto insurance.

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Farm

As your trusted partner in Ontario Farm Insurance, we recognize the unique challenges faced by those in the farming community.

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Cyber

As a business owner, data can be one of the most important assets to your business. Risks include privacy leaks, fraud and data breaches. Protect your assets by preparing for a data breach.

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Get the Roughley Advantage

Established in 1945, our family-owned and operated insurance brokerage has been a beacon of trust and reliability in the communities we serve for over seven decades. At the heart of our approach is the belief that insurance is more than just a policy—it’s a partnership. We pride ourselves on being trusted advisors who are not just knowledgeable but genuinely invested in the well-being of our clients.

Community Involvement

At Roughley Insurance we pride ourselves on our steadfast commitment to the communities we serve. Giving back to the community has given us so much...

We're Local

We’re Local – We’re real people based out of Oshawa, Bowmanville and Port Perry. We’ll never use call centers or complicated ping-pong phone systems

Our Team

Every member of our team is a part of the Roughley family. Our team lives where you do – we could be your neighbours!

We Shop Around

We have contracts with all the major insurance carriers and MGA’s and are ever expanding to meet the diverse needs of our clients. As a Lloyd’s of London Coverholder, we’re part of a...

Claims

Our team is industry-leading when it comes to our claims advocacy program. We’re available as the 1st line to help answer your questions during a potentially stressful time.

History

Roughley Insurance Brokers Ltd. Was founded September 8th 1945 by Harold G. Roughley and quickly established itself as a cherished member of the Durham Region community.

Frequently Asked Questions

What does my home insurance policy cover?

Your home insurance policy with Roughley Insurance Brokers covers a range of essentials, including the structure of your home, your personal belongings, and liability for accidents that occur on your property. We’ll help you understand the specifics of your policy so you know exactly what’s covered.

How can I lower my auto insurance premiums?

At Roughley Insurance Brokers, we often suggest several strategies to help lower your auto insurance premiums. These include bundling your auto insurance with other policies like home insurance, increasing your deductible, and taking advantage of available discounts such as those for being a safe driver or installing anti-theft devices.

What type of insurance does my business need?

The type of insurance your business needs depends on various factors, including the industry you’re in and the size of your business. Roughley Insurance Brokers can guide you through the options, from liability to property insurance, to ensure your business is fully protected.

What type of life insurance should I get—term or whole life?

Whether you choose term or whole life insurance depends on your individual needs and financial goals. Term life is more affordable and provides coverage for a specific period, while whole life offers lifelong protection and a savings component. Roughley Insurance Brokers can help you determine which option best suits your situation.

Get in touch for information or questions you need answered.

Roughley’s team of insurance professionals is standing by to answer your call. If you have questions about your insurance, we invite you to call us and speak to one of our team members.