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General Business Liability Commercial General Liability Insurance (CGL), or General Business Insurance, is coverage that will protect your business in the event that you are sued, and it is most often used to offset the cost of claims against your business. By choosing to insure your business, you remove your risk and vulnerability to lawsuits or claims that could be devastating to your business. Commercial Property Insurance Commercial property insurance covers a wide variety of properties, including equipment, inventory, supplies, office furniture, fixtures, computers and electronics. There is also coverage for personal and customer property kept at the business site. In addition, commercial property insurance can cover things such as lighting systems, carpets, windows, outdoor signs or even fencing and landscaping. Coverage can even protect your tools and equipment while it is in a company vehicle. Ensure that your business is covered from every angle with our commercial insurance packages. We have plans to help any type of business; large or small. Commercial Auto & Fleet Insurance Be sure that the safety and security of your employees is protected. Our qualified brokers are able to provide the coverage you need for individual autos, fleet and commercial vehicles. Come to where our years of experience and our broad range of product team up to give you that protection required. Commercial Umbrella or Excess Liability In addition to your Commercial General Liability, you can increase your limits by purchasing umbrella coverage. For additional coverage, in the event of a claim, excess liability coverage will provide you with additional coverage in excess of your primary commercial policy.   Bonding Be sure your clients feel secure in their dealings with you! If you are required to work within restricted and security-sensitive areas, you can offer the expected assurances. Let our experts guide you through the necessities, legal requirements and benefits of bonding. Contractor’s Package Our Contractor’s Package protects against such problems as property damage, equipment breakdown or a customer injured at the job site. Additionally, this package program can help you pay your expenses when you can’t work, or your business is shut down due to events beyond your control. Our general contractor insurance packages include: Property insurance – protection for your building, tools and equipment.

Equipment insurance – coverage for the repair or replacement of tools and machinery
Equipment breakdown insurance – protecting you in your equipment is damaged by a power surge, mechanical breakdown, burnout or operator error.
Bodily injury and property damage liability – insurance for situations when your employees, your products or your services have caused harm or damage to other people or their property.
Business income coverage – coverage for financial losses incurred when you must stop work due to a covered loss.

Golf Insurance The Signature Golf program provides experienced risk management and loss control services as well as exceptional 24/7/365 customer response. Here are some of the unique features and benefits:

Specialized Tee to Green Coverage for all golf-related property
Stated Amount Coverage – No co-insurance penalties in the event of a loss
Premium credit towards renewal for low claims
Deluxe Business Interruption Coverage
Independent Claims Management from the Global Leader

The Signature Golf insurance program has been created specifically for golf course owners and operators. It was designed by the best and quite simply provides the highest quality insurance solution available. Farm Insurance There are few industries so intimately tied to nature as farming, and it is an industry that is vitally important to every person on this planet. But recent events like fires, windstorms and ice storms have shown how vulnerable the farm businesses are, and how important it is to plan for the unexpected. While major natural disasters may trigger government programs, recovering from events that only affect your businesses is likely to depend upon you and your insurance company. As with any risk management strategy, farm insurance policy coverage is only useful if you review and plan for your coverage before you need it. Reading your policy after an unfortunate event has occurred will confirm the coverage you have – but it will be too late to make important changes. A farm insurance policy can provide coverage for:

Dwellings and personal property
Farm buildings
Produce
Livestock
Machinery and equipment
Liability

Business Insurance Resources  Your home-based small business needs insurance. Does Your Business Have the Right Insurance Coverage? 

Personal Care Super Support Guaranteed

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