Surety Bonding for Ontario Contractors
Whether you're getting your first bond or managing an active facility, the right broker makes a difference. We have a dedicated surety department and know time is money.
The Three Bonds You'll See Most Often
Most tender packages require some combination of these contract bonds. We'll help you understand what's needed and get it issued quickly.
Bonds Across the Project Lifecycle
Different bonds apply at different stages of a construction project. Here's when each one comes into play.
Getting Ready
- ▶Surety facility setup
- ▶Financial pre-qualification
Bidding the Work
- ▶Bid Bond
- ▶Agreement to Bond
Doing the Work
- ▶Performance Bond
- ▶Labour & Material Bond
Warranty Period
- ▶Performance Bond (extends)
- ▶Maintenance Bond (if required)
Why Work With Us on Surety
Surety bonding is a specialized area. Here's what we bring to the table.
Dedicated Surety Department
We have specialists who focus exclusively on surety bonding for contractors.
Same-Day Bid Bonds
For existing facilities, we can often issue bid bonds and Agreement to Bond letters same-day. No missed deadlines.
Quick Turnaround
Surety setup can be done in as little as 48 hours with the right documentation. Bid bonds for existing facilities often same-day.
Experience That Counts
We understand construction, tender processes, and what owners are looking for. We know time is money when you're bidding.
New to Bonding? Start Here.
Our Express Bid Program is designed for emerging contractors who need their first bonding facility. Bonding opens doors to larger projects and more competitive tenders. We'll guide you through the cleanest path to get set up.
- 1Simple documentation requirements
- 2Setup in as little as 48 hours with complete documentation
- 3Guidance from experienced surety specialists
Existing Facility?
Need a bid bond for an upcoming tender? Submit your request through our portal and we'll handle it quickly.
Submit Bond RequestWhat is a Surety Bond?
A surety bond is a three-party agreement tied to a specific contract. It's not insurance—it's underwritten more like credit.
The Contractor (Principal)
The business doing the work and asking for surety support.
The Owner (Obligee)
The party requiring the bond as part of tender or contract award.
The Surety
The financial backing behind your promise. If the contractor fails to perform, the surety responds under the bond terms.
The Bottom Line
The better your financials, track record, and planning, the higher the bonding limits you can access. We help contractors build their surety profile over time.
What's typically needed:
- •CPA-prepared financial statements (2-3 years)
- •Personal Net Worth Statement
- •Bank terms and conditions letter
- •Contractor Questionnaire
- •Work-on-Hand schedule
- •Resumes (if newer company)
Getting Started
Download and prepare the key documents your surety underwriter will need. Having these ready speeds up the process.
Contractor Questionnaire
Company information, ownership details, organizational structure, and key personnel.
Download PDFPersonal Net Worth Statement
Required for all principal owners providing personal indemnity on the bonding facility.
Download PDFWork-on-Hand Schedule
Current and upcoming projects, contract values, completion status, and outstanding receivables.
Download ExcelReady to Work with an Expert?
Talk to a Surety Expert Today
Whether you need help setting up a bonding facility or have a tender coming up, we're here to help.