Business
What Is Business Interruption?
Business interruption coverage replaces lost income and pays ongoing expenses when a covered event, like a fire, forces your business to close or scale back. It helps cover payroll, rent, and lost profits during the time it takes to return to normal operations.
Business interruption is usually added to a commercial property policy and responds only when there is covered physical damage. Getting the indemnity period and income limit right matters — your broker can size it to how your business actually operates.
Questions about Business Interruption?
Our Ontario brokers can explain how it applies to your policy.
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Reviewed by Roughley Insurance Brokers Ltd. — licensed Ontario insurance brokers since 1945. Last updated May 30, 2026. ← Back to the glossary