Insurance Broker in Port Perry

Your Broker in Port Perry

Roughley Insurance has been in Durham Region since 1945. Three generations of the same family. Our Port Perry office brings that experience to Scugog Township with a team that doesn’t just work here. They live here. They raise families here. Some of them run farms of their own.

That’s not a slogan. It’s the reason our Port Perry team understands the coverage questions that come with rural property, agricultural operations, and life on the lake. When your broker has the same well-and-septic setup as you do, the conversation about your policy starts from a different place.

North Durham Chamber of Commerce Member

We’re members of the North Durham Chamber of Commerce. You’ll find us at Roar by the Shore and Touch a Truck because this is our community. If your business is part of the Chamber, ask us about group insurance programs and employee/family discounts available to members.

Farm Insurance from People Who Get It

Scugog Township has some of the best agricultural land in southern Ontario. Livestock operations, cash crop, mixed-use farms, hobby farms. The range is wide, and the insurance needs are specific. Farm policies are different from standard home or commercial coverage. The carriers are different. The policy forms are different. The risk factors, from stored grain to seasonal equipment to farm vehicles on public roads, need a broker who’s handled them before.

Our Port Perry team knows this business. They live it. They know which insurers write farm coverage well in Scugog, how to structure a policy that covers the full mix of residential and agricultural use on the same property, and how to handle the details that a city broker might miss.

Lake Scugog and Waterfront Properties

Lake Scugog is why a lot of people are in Port Perry in the first place. It’s also where some specific insurance questions come up. Seasonal versus year-round occupancy affects your coverage and your premium. Watercraft need their own policy or endorsement. Flood exposure, dock coverage, and detached structures like boathouses all need to be handled properly.

Whether it’s a cottage you use on summer weekends or a year-round home on the water, we make sure the policy reflects how you actually use the property, not how a computer model assumes you use it.

Queen Street and Beyond

Port Perry’s downtown is a destination. The independent shops, the restaurants, the summer theatre, the festivals. They draw visitors from across the GTA. Downtown Port Perry welcomed more than 573,000 visits in 2024 alone. If you run a business on Queen Street or anywhere in Scugog, we handle commercial coverage locally. Retail, hospitality, professional services, trades, and the growing agri-tourism sector. We work with all of it.