Surety

What Is Performance Bond?

A performance bond guarantees that a contractor will complete a project according to the contract. If the contractor defaults, the surety steps in to see the work finished or compensates the owner, up to the bond amount (often a large percentage of the contract value).

Performance bonds protect owners from the cost and delay of a contractor failing mid-project. They are typically issued together with a labour & material payment bond, and follow the bid bond once a contract is awarded.

Questions about Performance Bond?

Our Ontario brokers can explain how it applies to your policy.

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Reviewed by Roughley Insurance Brokers Ltd. — licensed Ontario insurance brokers since 1945. Last updated May 30, 2026. ← Back to the glossary