Roughley Insurance Brokers Oshawa
Welcome to Roughley Insurance Brokers in Oshawa, your trusted source for comprehensive insurance solutions in Ontario.
Our dedicated team is proud to serve the community with a range of specialized insurance services, including home insurance, business insurance, contractors insurance, and personal insurance.
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With a commitment to tailored coverage and unmatched expertise, we strive to safeguard your assets and provide you with peace of mind. Explore our offerings and discover the protection that suits your unique needs, backed by the reliability of Roughley Insurance Brokers in Oshawa
Oshawa Insurance
When the unexpected happens, you can count on Roughley Insurance Brokers’ team of experienced professionals to address your concerns and get you the answers you need.
Protecting your vehicle in Oshawa requires more than just meeting Ontario’s minimum requirements. Smart drivers understand that comprehensive car insurance isn’t just about compliance—it’s about safeguarding your investment and ensuring peace of mind on Durham Region’s busy roads.
Oshawa’s unique driving conditions, from Highway 401 commutes to downtown congestion, present distinct risks that demand tailored coverage. Whether you’re navigating winter weather on local streets or dealing with increased traffic during GM plant shift changes, having the right protection makes all the difference.
At Roughley Insurance Brokers, we recognize that every driver’s situation is different. A college student at Ontario Tech University has vastly different needs than a family with teenage drivers or someone with a pristine driving record. That’s why cookie-cutter policies rarely provide optimal value.
Our independent approach means we’re not tied to any single insurer’s limitations. We work with multiple A-rated carriers to find coverage that fits your specific circumstances and budget. From comprehensive collision protection to optional coverages like rental car reimbursement, we’ll help you build a policy that makes sense.
Don’t settle for one-size-fits-all insurance. Discover how proper coverage can protect both your vehicle and your financial future.
Your Oshawa home represents more than just four walls—it’s your sanctuary, your investment, and your family’s foundation. Protecting it requires understanding the unique risks that Durham Region homeowners face, from severe weather events to the specific challenges of our local housing market.
Oshawa’s diverse neighborhoods, from heritage homes near the waterfront to modern developments in the north end, each present distinct insurance considerations. Older homes may need specialized coverage for updated electrical or plumbing systems, while newer properties might benefit from replacement cost guarantees that account for today’s construction costs.
Recent severe weather patterns have reminded us that standard policies don’t always cover everything. Basement flooding, ice dam damage, and wind-related claims have become increasingly common, making it crucial to understand what your policy actually protects against versus what requires additional coverage.
At Roughley Insurance Brokers, we take time to understand your home’s unique characteristics and your family’s specific needs. Our independent status means we can compare coverage options across multiple insurers, ensuring you’re not paying for unnecessary features while avoiding dangerous gaps in protection.
Your home deserves more than generic coverage. Let us show you how proper home insurance can provide comprehensive protection while delivering genuine value for your investment.
Running a business in Oshawa means navigating unique opportunities and challenges that require specialized protection. From manufacturing operations linked to our automotive heritage to emerging tech startups near Ontario Tech University, every business faces distinct risks that generic insurance simply can’t address effectively.
Oshawa’s diverse business landscape—spanning everything from downtown retail shops to industrial facilities—demands tailored coverage strategies. A restaurant on King Street faces different liability concerns than a consulting firm or a contractor serving the GTA. Understanding these nuances is crucial for proper protection.
Today’s business environment presents evolving risks that didn’t exist even five years ago. Cyber threats, supply chain disruptions, and changing employment practices have created new exposures that traditional policies may not cover. Meanwhile, established risks like property damage, liability claims, and business interruption remain constant concerns.
At Roughley Insurance Brokers, we understand that your business isn’t just your livelihood—it’s your legacy. Our independent approach allows us to work with multiple commercial insurers, crafting coverage that protects your operations without unnecessary costs. We take time to understand your industry, your growth plans, and your specific vulnerabilities.
Your business deserves protection that works as hard as you do. Discover how comprehensive commercial insurance can safeguard your company’s future while supporting your growth ambitions.
Get the Roughley Advantage
Locally owned and independently operated since 1945, Roughley Insurance Brokers Ltd. offers a complete range of insurance coverages that can protect your whole life. Be it for personal coverage or for your business, your Roughley Insurance Advisor can offer you the risk protection that fits your unique needs and your budget.
As independent advisors, we can access options from across the insurance industry and advocate on your behalf in the event of a claim.
Need to make a payment?
For clients wanting or needing to make a payment online, please see the list of insurers below linked to their corresponding payment portal pages. You will be asked to provide account information, so please have your policy documents handy.
Please be in touch with a Roughley Insurance team member during regular business hours if you need help, or if you have any questions! Call us at 905-576-7770.
Frequently Asked Questions (FAQs)
Roughley Insurance Brokers has a network of insurance companies that guarantees every type of insurance you need. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
We understand that each client has unique needs. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
We understand that each client has unique needs. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
We understand that each client has unique needs. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
We understand that each client has unique needs. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
We understand that each client has unique needs. Our team works closely with you to tailor your policy, adjust coverage limits, select endorsements, and address specific concerns to ensure comprehensive protection.
