Tenant Insurance in Ontario

Tenant Insurance in Ontario

Also called renter's insurance, tenant insurance protects your belongings and personal liability. We have access to all major markets to make sure you get the best deal now, and every year after.

What Tenant Insurance Covers

Your Belongings

Your Belongings

Covers your contents like furniture, clothing, electronics, and appliances. Extra coverage may be required for jewellery, high-end bicycles, cameras, musical instruments, or artwork.

Liability

Liability

Liability covers injuries or damage you might accidentally cause. From a guest slipping on your property to damage that happens away from home, your liability protection follows you worldwide.

Additional Living Expenses

Additional Living Expenses

You could be displaced if a claim occurs. Living expenses helps pay for temporary accommodations, meals, and everyday living expenses while the building is being repaired.

What We Need to Quote

01
Address and unit details

Address and unit details

Your rental address, unit number, and whether you have a locker or storage unit.

02
Contents estimate

Contents estimate

A rough value of your belongings, plus any high-value items that may need extra coverage.

03
Occupancy and roommates

Occupancy and roommates

Who lives there, whether you have roommates, and whether you're the sole leaseholder.

04
Lease requirements

Lease requirements

If your landlord asks for specific limits or wording, just forward it and we'll match the policy to the requirement.

Need proof of insurance for your landlord?

We can set up coverage quickly and issue confirmation.

Send your address and any lease insurance requirements. If you're unsure what to provide, send the request and we'll take it from there.

Key Things to Know

01
Liability is the reason most people are glad they bought tenant insurance

Liability is the reason most people are glad they bought tenant insurance

Liability covers injuries or damage you might accidentally cause. From a guest slipping on your property to damage that happens away from home, your liability protection follows you worldwide.

02
Your belongings are usually worth more than you think

Your belongings are usually worth more than you think

Covers your contents like furniture, clothing, electronics, and appliances. Extra coverage may be required for jewellery, high-end bicycles, cameras, musical instruments, or artwork.

03
Sewer backup is often excluded unless you add it

Sewer backup is often excluded unless you add it

Adds protection for your belongings if water backs up through sewers, sumps, or drains—often excluded without this endorsement.

Common Questions Before You Buy

A few quick checks to make sure the policy matches your living situation. If you're unsure on any of these, tell us and we'll set it up correctly.

Are roommates covered?

Are roommates covered?

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Are roommates covered?

Coverage depends on how the policy is set up and who is listed. Tell us your living arrangement and we'll make sure it's structured properly.

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Do I need to schedule valuables?

Do I need to schedule valuables?

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Do I need to schedule valuables?

Extra coverage may be required for jewellery, high-end bicycles, cameras, musical instruments, or artwork.

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What if I'm displaced after a loss?

What if I'm displaced after a loss?

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What if I'm displaced after a loss?

Living expenses helps pay for temporary accommodations, meals, and everyday living expenses while the building is being repaired.

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FAQ

Frequently Asked Questions

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