Cannabis & Beverage Producer Insurance

Cannabis & Beverage Producer Insurance

Licensed cannabis producers, breweries, wineries, and distilleries operate in a specialized regulatory environment with unique property, product, and liability exposures. We work with specialty markets to build programs that meet licensing requirements and protect your operation.

What Licensed Producers Need

Property and equipment

Property and equipment

Coverage for your facility, production equipment, processing machinery, and specialized systems. We understand the unique equipment and inventory exposures in licensed production.

Product and premises liability

Product and premises liability

Commercial General Liability with proper product liability coverage for manufacturers and producers. This includes coverage for consumption-related claims.

Stock and inventory

Stock and inventory

Coverage for raw materials, work in progress, and finished goods. Valuation and limits need to reflect the reality of licensed production.

Operations We Insure

01
Licensed cannabis producers

Licensed cannabis producers

Cultivation, processing, and manufacturing operations licensed under federal cannabis regulations.

02
Craft breweries

Craft breweries

Microbreweries and craft beer producers with taprooms, distribution, and production exposures.

03
Wineries and cideries

Wineries and cideries

Wine and cider producers with agricultural, production, and hospitality components.

04
Distilleries

Distilleries

Spirits producers with unique fire, equipment, and product liability exposures.

Licensed production needs specialized coverage.

Access to the best markets so you get the right coverage at the right price.

Getting the coverage and limit details matters - coverages like equipment breakdown, business interruption and protecting your inventory are important.

Key Things to Know

01
These industries need specialist markets

These industries need specialist markets

Cannabis, brewery, and distillery operations often require specialty insurers who understand licensed production. We have access to markets that specialize in these sectors.

02
Product liability is critical

Product liability is critical

Producers selling consumable products need proper product liability coverage. We make sure this is addressed correctly.

03
Regulatory compliance matters

Regulatory compliance matters

Licensed operations must maintain specific insurance for licensing requirements. We help ensure your coverage meets regulatory standards.

Common Add-Ons for Producers

These are the coverages producers often add based on their operations.

Equipment breakdown

Equipment breakdown

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Equipment breakdown

Coverage for mechanical breakdown of production equipment, refrigeration, and specialized systems.

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Product recall

Product recall

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Product recall

Coverage for recall expenses if a product needs to be pulled from market due to contamination or defect.

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Cyber coverage

Cyber coverage

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Cyber coverage

Protection for point-of-sale systems, customer data, and operational technology.

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Liquor liability

Liquor liability

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Liquor liability

For operations with taprooms or tasting facilities that serve alcohol on premises.

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FAQ

Frequently Asked Questions

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