Personal Insurance in Ontario
Home, auto, tenant, condo, life, and more. Get unbiased personal insurance quotes from an independent, forward-thinking brokerage. Speak to us today and get the right coverage at the right price.
- Serving
- All of Ontario
- Claims advocacy
- In House
- Not a call centre
- Dedicated Contacts
Roughley is an independent, family-owned brokerage, and unlike many of the big broker networks, we are not owned by an insurance company. That independence buys you unbiased advice. Service is everything here, from in-house claims advocacy when something goes wrong to a team of specialists who review your policy every year. Visit us across Durham Region or work with us by phone and email from anywhere in Ontario.
Home & Property Coverage
Houses, condos, rentals, and cottages, insured the way Ontario families actually live in them.
Auto & Vehicle Coverage
Daily drivers, classics, and EVs, with the endorsements that matter explained in plain language.
Boat, Trailer & Powersport Coverage
Boats, snowmobiles, ATVs, and RVs, covered on the water, the trail, and the road.
Life, Health & Travel Coverage
Protection for the people who count on you, at home and when you leave the province.
Personal Insurance Questions, Answered
Why use an insurance broker instead of buying direct?
A direct writer can only sell you its own product. An independent broker compares several insurers at once, is paid by the insurer rather than charging you a fee, and works on your side when a claim happens. The result is usually better coverage for the money, and an advocate who knows your file when it matters.
What insurance does an Ontario household usually need?
Most households carry home, tenant, or condo insurance plus auto insurance, and bundling the two usually earns a multi-line discount. From there it depends on how you live: cottages, boats, and RVs each need their own coverage, travel medical matters the moment you leave the province, and life insurance protects the people who depend on your income. A broker helps you cover the real risks without paying for shelf filler.
Local Brokers, Three Durham Offices
Walk into our Oshawa, Bowmanville, or Port Perry offices, or work with us by phone and email from anywhere in Ontario.
Running a business too?
From sole proprietors to fleets and farms, our commercial team arranges business coverage with the same local service.
Two Minutes to Start
Get a Personal Insurance Quote
Pick the coverage you need and tell us a little about yourself. A broker shops the market and comes back with real options, not a call-centre script.