Coverage
What Is Umbrella Policy?
An umbrella policy adds extra liability limits on top of your home, auto, or business policies. It kicks in when a large claim exceeds the underlying policy’s limit, protecting your assets against major lawsuits.
Questions about Umbrella Policy?
Our Ontario brokers can explain how it applies to your policy.
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Reviewed by Roughley Insurance Brokers Ltd. — licensed Ontario insurance brokers since 1945. Last updated May 29, 2026. ← Back to the glossary