Coverage
What Is Collision Coverage?
Collision coverage pays to repair or replace your vehicle after it hits another vehicle or object, or rolls over — regardless of fault. It is optional in Ontario but usually required if your vehicle is financed or leased.
Questions about Collision Coverage?
Our Ontario brokers can explain how it applies to your policy.
Talk to a Roughley brokerRelated coverage
Reviewed by Roughley Insurance Brokers Ltd. — licensed Ontario insurance brokers since 1945. Last updated May 29, 2026. ← Back to the glossary