Coverage
What Is Accident Benefits (SABS)?
Accident Benefits are no-fault coverages on every Ontario auto policy that pay for medical care, rehabilitation, income replacement, and other support if you are injured in a collision — no matter who caused it. They are governed by Ontario’s Statutory Accident Benefits Schedule (SABS).
Standard benefit levels are set by the province, and you can buy optional increases. Because the basic limits may fall short after a serious injury, it is worth reviewing your optional accident benefits with your broker. See the FSRA auto insurance resources for details.
Questions about Accident Benefits?
Our Ontario brokers can explain how it applies to your policy.
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Reviewed by Roughley Insurance Brokers Ltd. — licensed Ontario insurance brokers since 1945. Last updated May 29, 2026. ← Back to the glossary