Insurance Broker in Clarington

Serving Every Corner of Clarington

Clarington is the largest municipality in Durham Region by area. It stretches from Lake Ontario in the south to the Oak Ridges Moraine in the north, with over 6,400 businesses, nearly 400 working farms, and three distinct downtowns, and it has been the fastest-growing municipality in Durham for two decades. Courtice and Bowmanville add new subdivisions every year, Newcastle’s village core and marina draw visitors year-round, and Orono and the hamlets to the north keep their farming roots. Roughley Insurance is an independent, family-owned brokerage that has served this area for over 80 years, and our Bowmanville office on King Street sits in the heart of the municipality.

Explore our Clarington communities:

• Bowmanville: our King Street office, downtown shops and services, and the busiest construction market in Durham.
• Courtice: home and commuter auto insurance for the fastest-growing community in the municipality.
• Newcastle: lakeshore homes, the 260-slip marina, orchards, and the village core.
• Orono and rural Clarington: farm, hobby farm, and rural property coverage backed by decades of local experience.

Clarington Board of Trade Member

We’re members of the Clarington Board of Trade. If your business is part of the Board of Trade, ask us about group insurance programs and employee/family discounts available to members.

Home, Auto, and Recreational Insurance in Clarington

Whether you are buying your first home in Courtice, adding a newly licensed driver in Bowmanville, or putting a boat in at Newcastle, your coverage should keep up with your life. Our home insurance covers new subdivision builds, century homes in downtown Bowmanville, lakefront properties near Port Darlington, and rural acreages north of the 401, and we explain add-ons like sewer backup and overland water in plain language. For car insurance, we compare several insurers at once for 401 and 407 commuters, multi-vehicle households, and new G2 drivers. Because this is trail and lake country, we also place snowmobile and ATV, boat, and travel trailer coverage with seasonal and laid-up options.

Contractors and the Building Boom

Clarington’s population is projected to grow 45 percent by 2031. The Bowmanville GO extension broke ground in January 2026, and more than 60 new home communities are under construction. If you are a contractor or trades professional working here, you are busy. We arrange contractor insurance packages that bundle commercial general liability, tools and equipment, rented equipment, and installation coverage; commercial auto and fleet policies for a single service van or a multi-vehicle operation; and bid, performance, and labour and material bonds as contract requirements increase. All of it is handled from King Street.

Professional Liability Insurance for Clarington Businesses

Clarington’s growth is not only construction. Consultants, IT firms, engineers, accountants, and financial advisors are setting up across Bowmanville and Courtice, and their biggest exposure is not a slip and fall, it is advice. A commercial general liability policy responds to bodily injury and property damage; it does not respond when a client says your design, report, or recommendation cost them money. That is what professional liability insurance, also called errors and omissions (E&O) coverage, is for. We place E&O for consultants and IT professionals, engineers and architects, accounting and bookkeeping firms, and mortgage brokers and financial advisors, and we make sure the limits match what your contracts and regulators require. Not sure which policy you need? Start with our guide to general liability vs. professional liability in Ontario.

Classic Cars, Boats, and Motorsport

Canadian Tire Motorsport Park is right here in Clarington and draws over 500,000 visitors a year. There is a strong car culture in this area, from weekend cruisers to full restorations, and we place agreed value classic car insurance with seasonal and laid-up options. The Port of Newcastle Marina has 260 slips and Lake Ontario fishing is some of the best on the north shore. We handle boat insurance for watercraft of all sizes, in the water year-round or on a trailer in the garage for the winter, plus seasonal cottage insurance for getaway properties.